A lot of credit card users find it difficult to pay the total credit card balance in one shot. What to do when you are unable to pay the total due? Will the credit card company sue you or what? These are the common questions that come in mind when people find themselves in such a situation. Here is the solution. Try to pay the minimum amount; if you are unable to pay the total credit card balance, pay the minimum amount. As long as you are paying any figure equal to or higher than the minimum amount, the credit card company will NOT sue you or initiate any litigation on you. But, if your monthly payment is lower than the minimum amount set by them OR you are not paying at all, your creditor can place your account on collection. Most of the time, in-house collection agencies will handle the...